Implementation of Section 51A of UAPA,1967: Updates to UNSC’s 1267/ 1989 ISIL (Da'esh) & Al-Qaida Sanctions List: Amendments in 01 Entry
Posted Date : 26-Apr-2024 , 08:20:18 pm | Posted By: CASANSAAR
RBI/2024-25/29
DOR.AML.REC.19/14.06.001/2024-25
April 26, 2024
The Chairpersons/ CEOs of all the Regulated Entities
Madam/Dear Sir,
Implementation of Section 51A of UAPA,1967: Updates to UNSC’s 1267/ 1989 ISIL (Da'esh) & Al-Qaida Sanctions List: Amendments in 01 Entry
Please refer to Section 51 of ourMaster Direction on Know Your Customer dated February 25, 2016as amended on January 04 , 2024 (MD on KYC), in terms of which “Regulated Entities (REs) shall...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 54
|
![](images/text_strip.jpg) |
Voluntary transition of Small Finance Banks to Universal Banks
Posted Date : 26-Apr-2024 , 08:18:00 pm | Posted By: CASANSAAR
RBI/2024-25/28
DOR.LIC.REC.20/16.13.218/2024-25
April 26, 2024
All Small Finance Banks
Madam/ Dear Sir,
Voluntary transition of Small Finance Banks to Universal Banks
Please refer to Paragraph 14 of the“Guidelines for ‘on-tap’ Licensing of Small Finance Banks in Private Sector” dated December 5, 2019, which provides a transition path for Small Finance Banks (SFBs) to convert into Universal Banks. Such conversion shall be subject to the SFB’s ...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 65
|
![](images/text_strip.jpg) |
Limits for investment in debt and sale of Credit Default Swaps by Foreign Portfolio Investors (FPIs)
Posted Date : 26-Apr-2024 , 08:15:37 pm | Posted By: CASANSAAR
RBI/2024-25/27
A.P. (DIR Series) Circular No. 03
April 26, 2024
To,
All Authorized Persons
Madam / Sir
Limits for investment in debt and sale of Credit Default Swaps by Foreign Portfolio Investors (FPIs)
Attention of Authorised Dealer Category-I (AD Category-I) banks is invited to Schedule 1 to the Foreign Exchange Management (Debt Instruments) Regulations, 2019 notified videNotification No. FEMA. 396/2019-RB dated October 17, 2019as amended from time to time and the r...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 53
|
![](images/text_strip.jpg) |
Foreign Exchange Management (Foreign Currency Accounts by a person resident in India) (Amendment) Regulations, 2024
Posted Date : 26-Apr-2024 , 08:29:56 am | Posted By: CASANSAAR
RESERVE BANK OF INDIA
(FOREIGN EXCHANGE DEPARTMENT)
CENTRAL OFFICE
MUMBAI 400 001
No. FEMA. 10(R)(3)/2024-RB
April 23, 2024
Foreign Exchange Management (Foreign Currency Accounts by a person resident in India) (Amendment) Regulations, 2024
In exercise of the powers conferred by Section 9 and clause (e) of sub-section (2) of section 47 of the Foreign Exchange Management Act, 1999 (42 of 1999), the Reserve Bank of India makes the following amendment in the Foreign Exchange Managemen...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 78
|
![](images/text_strip.jpg) |
Foreign Exchange Management (Mode of Payment and Reporting of Non-Debt Instruments) (Amendment) Regulations, 2024
Posted Date : 26-Apr-2024 , 08:28:29 am | Posted By: CASANSAAR
RESERVE BANK OF INDIA
(FOREIGN EXCHANGE DEPARTMENT)
CENTRAL OFFICE
MUMBAI 400 001
No. FEMA. 395(2)/2024-RB
April 23, 2024
Foreign Exchange Management (Mode of Payment and Reporting of Non-Debt Instruments) (Amendment) Regulations, 2024
In exercise of the powers conferred by Section 47 of the Foreign Exchange Management Act, 1999 (42 of 1999) and consequent to the Foreign Exchange Management (Non-Debt Instrument) Rules, 2019, the Reserve Bank of India hereby makes the following ame...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 77
|
![](images/text_strip.jpg) |
Master Direction – Reserve Bank of India (Asset Reconstruction Companies) Directions, 2024
Posted Date : 24-Apr-2024 , 11:23:26 am | Posted By: CASANSAAR
RBI/DOR/2024-25/116
DoR.FIN.REC.16/26.03.001/2024-25 April 24, 2024
All Asset Reconstruction Companies (ARCs)
Dear Sir/ Madam,
Master Direction – Reserve Bank of India (Asset Reconstruction Companies) Directions, 2024
ARCs play a critical role in the resolution of stressed financial assets of banks and financial institutions, thereby enhancing the overall health of the financial system. To ensure prudent and efficient functioning of ARCs and to protect the ...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 140
|
![](images/text_strip.jpg) |
Dealing in Rupee Interest Rate Derivative products - Small Finance Banks
Posted Date : 23-Apr-2024 , 07:37:49 pm | Posted By: CASANSAAR
RBI/2024-25/23
DOR.MRG.REC.15/00.00.018/2024-25
April 23, 2024
Dealing in Rupee Interest Rate Derivative products - Small Finance Banks
Please refer to paragraph 4 ofStatement on Developmental and Regulatory Policiesissued as a part of theBi-monthly Monetary Policy Statement for 2024-25 dated April 05, 2024read with Paragraph 1.10 of the'Operating Guidelines for Small Finance Banks' dated October 6, 2016.
2. Extant guidelines permit Small Finance Banks (SFBs) to use only Int...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 159
|
![](images/text_strip.jpg) |
Standardization of the Private Placement Memorandum (PPM) Audit Report
Posted Date : 20-Apr-2024 , 06:30:55 am | Posted By: CASANSAAR
In terms of Regulation 28 of SEBI (AIF) Regulations, 2012 and Clause2.4 of SEBI Master Circular SEBI/HO/AFD/PoD1/P/CIR/2023/130 dated July 31, 2023(Master Circular)it is mandatory for AIFs to carry out an annual audit of compliancewith the terms of Private Placement Memorandum (PPM).In terms of Clause2.4.2 of Master Circular, AIFs are required to submit Annual PPM Audit Reports to the Trustee or Board of Directors or Designated Partners of the AIF, Board of directors or Designated Partners of th...
Continue Reading...
Category :
SEBI |
Comments :
0 | Hits : 270
|
![](images/text_strip.jpg) |
Formation of new district in the State of Assam – Assignment of Lead Bank Responsibility
Posted Date : 19-Apr-2024 , 11:58:42 am | Posted By: CASANSAAR
RBI/2024-25/22
FIDD.CO.LBS.BC.No.05/02.08.001/2024-25
April 18, 2024
The Chairman / Managing Director & Chief Executive Officer
Lead Banks Concerned
Madam/ Dear Sir,
Formation of new district in the State of Assam – Assignment of Lead Bank Responsibility
The Government of Assam has notified formation of a new district, viz., Tamulpur in the state of Assam vide Gazette Notification ECF.No.367433/27 dated September 07, 2023. Accordingly, it has been decided to designat...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 294
|
![](images/text_strip.jpg) |
Implementation of Section 12A of the Weapons of Mass Destruction and their Delivery Systems (Prohibition of Unlawful Activities) Act, 2005: Designated List (Amendments)
Posted Date : 17-Apr-2024 , 11:15:36 am | Posted By: CASANSAAR
RBI/2024-25/21
DOR.AML.REC.14/14.06.001/2024-25
April 16, 2024
The Chairpersons/ CEOs of all the Regulated Entities
Madam/Dear Sir,
Implementation of Section 12A of the Weapons of Mass Destruction and their Delivery Systems (Prohibition of Unlawful Activities) Act, 2005: Designated List (Amendments)
Please refer to Section 52 of ourMaster Direction on Know Your Customer dated February 25, 2016as amended on January 04, 2024 (MD on KYC), in terms of which, inter alia, “Regula...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 318
|
![](images/text_strip.jpg) |
Master Circular – Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM)
Posted Date : 17-Apr-2024 , 11:10:39 am | Posted By: CASANSAAR
RBI/2024-25/20
FIDD.GSSD.CO.BC.No.03/09.01.003/2024-25
April 16, 2024
The Chairman/Managing Director & CEO
Public Sector Banks,
Private Sector Banks (including Small Finance Banks)
Madam/Dear Sir,
Master Circular – Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM)
Please refer to theMaster Circular FIDD.GSSD.CO.BC.No.07/09.01.003/2023-24 dated April 26, 2023on Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM).
2. Th...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 295
|
![](images/text_strip.jpg) |
Master Circular - Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs)
Posted Date : 17-Apr-2024 , 11:06:07 am | Posted By: CASANSAAR
RBI/2024-25/19
FIDD.CO.GSSD.BC.No.04/09.09.001/2024-25
April 16, 2024
The Chairman/ Managing Director / Chief Executive Officer
All Scheduled Commercial Banks (including Small Finance Banks)
Madam/ Dear Sir,
Master Circular - Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs)
The Reserve Bank of India has, from time to time, issued a number of guidelines/instructions to banks on credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs). The e...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 300
|
![](images/text_strip.jpg) |
Key Facts Statement (KFS) for Loans & Advances
Posted Date : 16-Apr-2024 , 11:10:55 am | Posted By: CASANSAAR
RBI/2024-25/18
DOR.STR.REC.13/13.03.00/2024-25
April 15, 2024
All Commercial Banks (including Small Finance Banks, Local Area Banks and Regional Rural Banks, excluding Payments Banks)
All Primary (Urban) Co-operative Banks, State Co-operative Banks and Central Co-operative Banks
All Non-Banking Financial Companies (including Housing Finance Companies)
Key Facts Statement (KFS) for Loans & Advances
Please refer to our instructions on Key Facts Statement (KFS) and disclosure of ...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 325
|
![](images/text_strip.jpg) |
Hedging of Gold Price Risk in Overseas Markets
Posted Date : 16-Apr-2024 , 11:08:16 am | Posted By: CASANSAAR
RBI/2024-25/17
A. P. (DIR Series) Circular No. 01
April 15, 2024
All Authorised Dealer Category – I Banks
Madam / Sir,
Hedging of Gold Price Risk in Overseas Markets
Please refer to Paragraph 2 of theStatement on Developmental and Regulatory Policiesannounced as a part of theBi-monthly Monetary Policy Statement for 2023-24 dated February 08, 2024, regarding hedging of price risk of gold in overseas markets. Attention is also invited to theMaster Direction – Foreign Ex...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 300
|
![](images/text_strip.jpg) |
CIMS Project Implementation - Submission of Statutory Returns (Form A, Form VIII and Form IX) on CIMS Portal
Posted Date : 16-Apr-2024 , 11:05:34 am | Posted By: CASANSAAR
RBI/2024-25/16
DoR.RET.REC.12/12.01.001/2024-25
April 15, 2024
The Chairperson / CEOs of all Commercial Banks
Madam / Dear Sir,
CIMS Project Implementation - Submission of Statutory Returns (Form A, Form VIII and Form IX) on CIMS Portal
In terms of Para 29 of theMaster Direction - Reserve Bank of India [Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR)] Directions - 2021(Updated as on September 25, 2023), banks submit the statutory Form A, Form VIII and Form IX (on unc...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 220
|
![](images/text_strip.jpg) |
Alteration in the name of "Sonali Bank Limited" to "Sonali Bank PLC" in the Second Schedule to the Reserve Bank of India Act, 1934
Posted Date : 11-Apr-2024 , 07:56:40 pm | Posted By: CASANSAAR
RBI/2024-25/15
DOR.RET.REC.11/12.07.160/2024-25
April 10, 2024
All Commercial and Co-operative Banks
Madam / Dear Sir,
Alteration in the name of "Sonali Bank Limited" to "Sonali Bank PLC" in the Second Schedule to the Reserve Bank of India Act, 1934
It is advised that the name of "Sonali Bank Limited" has been changed to "Sonali Bank PLC" in the Second Schedule to the Reserve Bank of India Act, 1934 by Notification DoR.LIC.No.S6044/23.13.03...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 344
|
![](images/text_strip.jpg) |
Exclusion of “Kapol Co-operative Bank Limited” from the Second Schedule to the Reserve Bank of India Act, 1934
Posted Date : 06-Apr-2024 , 11:39:04 am | Posted By: CASANSAAR
RBI/2024-25/14
DOR.RET.REC.10/12.07.160/2024-25
April 05, 2024
All Commercial and Co-operative Banks
Madam / Dear Sir,
Exclusion of “Kapol Co-operative Bank Limited” from the Second Schedule to the Reserve Bank of India Act, 1934
It is advised that “Kapol Co-operative Bank Limited” has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DoR.REG/LIC.No.S6720/07.12.000/2023-24 dated February 22, 2024, which is publ...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 423
|
![](images/text_strip.jpg) |
Master Circular - Income Recognition, Asset Classification, Provisioning and Other Related Matters - UCBs
Posted Date : 04-Apr-2024 , 05:07:50 pm | Posted By: CASANSAAR
RBI/2024-25/13
DOR.STR.REC.9/21.04.048/2024-25
April 02, 2024
The Chief Executive Officers
All Primary (Urban) Co-operative Banks
Madam / Dear Sir,
Master Circular - Income Recognition, Asset Classification, Provisioning and Other Related Matters - UCBs
Please refer to ourMaster Circular DOR.STR.REC.14/21.04.048/2023-24 dated May 8, 2023consolidating instructions / guidelines issued to banks till March 31, 2023 on matters relating to prudential norms on income recognition, asset...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 617
|
![](images/text_strip.jpg) |
Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances
Posted Date : 04-Apr-2024 , 05:06:03 pm | Posted By: CASANSAAR
RBI/2024-25/12
DOR.STR.REC.8/21.04.048/2024-25
April 02, 2024
All Commercial Banks (excluding RRBs)
Madam/Dear Sir
Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances
Please refer to theMaster Circular DOR.STR.REC.3/21.04.048/2023-24 dated April 1, 2023consolidating instructions / guidelines issued to banks till March 31, 2023 on matters relating to prudential norms on income recognition, asset classification and ...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 518
|
![](images/text_strip.jpg) |
Master Circular – Housing Finance
Posted Date : 04-Apr-2024 , 05:03:39 pm | Posted By: CASANSAAR
RBI/2024-25/11
DOR.CRE.REC.No.07/08.12.001/2024-25
April 02, 2024
All Scheduled Commercial Banks (excluding RRBs)
Dear Sir/Madam,
Master Circular – Housing Finance
Please refer to theMaster Circular DOR.CRE.REC.No.06/08.12.001/2023-24 dated April 03, 2023consolidating the instructions / guidelines issued to banks till March 31, 2023 relating to Housing Finance. Attached is the revisedMaster Circular, updated to reflect all instructions issued upto March 31, 2024 on the abov...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 478
|
![](images/text_strip.jpg) |
Master Circular - Housing Finance for UCBs
Posted Date : 04-Apr-2024 , 05:01:09 pm | Posted By: CASANSAAR
RBI/2024-25/10
DOR.CRE.REC.No.6/07.10.002/2024-25
April 2, 2024
All Primary (Urban) Co-operative Banks
Madam/Dear Sir,
Master Circular - Housing Finance for UCBs
Please refer to theMaster Circular DOR.CRE.REC.No.9/07.10.002/2023-24 dated April 11, 2023on the captioned subject, consolidating the instructions / guidelines issued to UCBs till April 10, 2023. Attached is the revisedMaster Circular, updated to reflect all instructions issued upto March 31, 2024 on the above matter, as...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 451
|
![](images/text_strip.jpg) |
Master Circular - Prudential Norms on Capital Adequacy - Primary (Urban) Co-operative Banks (UCBs)
Posted Date : 04-Apr-2024 , 04:58:35 pm | Posted By: CASANSAAR
RBI/2024-25/09
DOR.CAP.REC.5/09.18.201/2024-25
April 01, 2024
All Primary (Urban) Co-operative Banks
Dear Sir / Madam,
Master Circular - Prudential Norms on Capital Adequacy - Primary (Urban) Co-operative Banks (UCBs)
Please refer to ourMaster Circular DOR.CAP.REC.11/09.18.201/2023-24 dated April 20, 2023on the captioned subject.
2. The enclosedMaster Circularconsolidates and updates all the instructions / guidelines on the subject issued up to March 31, 2024 as listed in theA...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 473
|
![](images/text_strip.jpg) |
Master Direction on Counterfeit Notes, 2024 – Detection, Reporting and Monitoring
Posted Date : 04-Apr-2024 , 04:55:23 pm | Posted By: CASANSAAR
RBI/DCM/2024-25/115
DCM (FNVD)/G4/16.01.05/2024-25
April 01, 2024
The Chairman / Managing Director / Chief Executive Officer
All Banks
Madam / Dear Sir,
Master Direction on Counterfeit Notes, 2024 – Detection, Reporting and Monitoring
The Reserve Bank of India (RBI) has, from time to time, issued several guidelines / instructions / directives to the banks on Counterfeit Notes.
2. A Master Direction incorporating and updating the extant guidelines / instructions / direct...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 336
|
![](images/text_strip.jpg) |
Master Circular – Basel III Capital Regulations
Posted Date : 04-Apr-2024 , 04:39:34 pm | Posted By: CASANSAAR
RBI/2024-25/08
DOR.CAP.REC.4/21.06.201/2024-25
April 01, 2024
All Scheduled Commercial Banks
(Excluding Small Finance Banks, Payments Banks
and Regional Rural Banks)
Madam / Dear Sir,
Master Circular – Basel III Capital Regulations
Please refer to theMaster Circular No. DOR.CAP.REC.15/21.06.201/2023-24 dated May 12, 2023, consolidating therein the prudential guidelines on Basel III capital adequacy issued to banks till that date.
2. The instructions contained in the af...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 225
|
![](images/text_strip.jpg) |
Master Circular on Conduct of Government Business by Agency Banks - Payment of Agency Commission
Posted Date : 04-Apr-2024 , 04:37:03 pm | Posted By: CASANSAAR
RBI/2024-25/07
CO.DGBA.GBD.No.S2/31-12-010/2024-2025
April 1, 2024
All Agency Banks
Madam / Dear Sir
Master Circular on Conduct of Government Business by Agency Banks - Payment of Agency Commission
Please refer to ourMaster Circular RBI/2023-24/07, CO.DGBA.GBD.No.S1/31-12-010/2023-2024 dated April 1, 2023on the above subject. We have now revised and updated the Master Circular which consolidates important instructions on the subject issued by the Reserve Bank of India till March ...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 140
|
![](images/text_strip.jpg) |
Master Circular - Disbursement of Government Pension by Agency Banks
Posted Date : 04-Apr-2024 , 04:34:15 pm | Posted By: CASANSAAR
RBI/2024-25/06
DGBA.GBD.No.S1/31.02.007/2024-25
April 01, 2024
All Agency Banks
Madam/Dear Sir
Master Circular - Disbursement of Government Pension by Agency Banks
Please refer to ourMaster Circular RBI/2023-24/10 dated April 03, 2023on the above subject. We have revised and updated the Master Circular which consolidates important instructions on the subject issued by the Reserve Bank of India till March 31, 2024.
2. A copy of the revisedMaster Circularis enclosed for your inf...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 132
|
![](images/text_strip.jpg) |
Master Circular on SHG-Bank Linkage Programme
Posted Date : 04-Apr-2024 , 04:30:53 pm | Posted By: CASANSAAR
RBI/2024-25/05
FIDD.CO.FID.BC.No.1/12.01.033/2024-25
April 01, 2024
The Chairman/ Managing Director/
Chief Executive Officer
All Scheduled Commercial Banks
Madam/Dear Sir
Master Circular on SHG-Bank Linkage Programme
The Reserve Bank of India has, from time to time, issued a number of guidelines/instructions to banks on SHG-Bank Linkage Programme. In order to enable banks to have instructions at one place, the Master Circular incorporating the existing guidelines/ instructions ...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 133
|
![](images/text_strip.jpg) |
Master Direction on Penal Provisions in reporting of transactions / balances at Currency Chests
Posted Date : 04-Apr-2024 , 04:29:16 pm | Posted By: CASANSAAR
RBI/DCM/2024-25/114
DCM (CC) No.G-2/03.35.01/2024-25
April 01, 2024
The Chairman / Managing Director / Chief Executive Officer
(All banks having Currency Chests)
Madam / Dear Sir,
Master Direction on Penal Provisions in reporting of transactions / balances at Currency Chests
In terms of the Preamble to and Section 45 of the Reserve Bank of India Act, 1934 (RBI Act) and Section 35A of the Banking Regulation Act, 1949, Reserve Bank of India issues guidelines / instructions for rea...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 131
|
![](images/text_strip.jpg) |
Master Circular - Guarantees, Co-Acceptances & Letters of Credit - UCBs
Posted Date : 04-Apr-2024 , 04:27:01 pm | Posted By: CASANSAAR
RBI/2024-25/04
DoR.STR.REC.3/09.27.000/2024-25
April 01, 2024
The Managing Director/ Chief Executive Officers
All Primary (Urban) Co-operative Banks
Dear Sir/ Madam,
Master Circular - Guarantees, Co-Acceptances & Letters of Credit - UCBs
Please refer to ourMaster Circular DoR.STR.REC.4/09.27.000/2023-24 dated April 1, 2023on the captioned subject (available at RBI websitehttps://rbi.org.in/). Attached is the revisedMaster Circular, updated to reflect all instructions issued ...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 144
|
![](images/text_strip.jpg) |
Master Direction on Framework of incentives for Currency Distribution & Exchange Scheme for bank branches including currency chests
Posted Date : 04-Apr-2024 , 04:24:29 pm | Posted By: CASANSAAR
RBI/DCM/2024-25/113
DCM (CC) No.G-3/03.41.01/2024-25
April 1, 2024
The Chairman / Managing Director / Chief Executive Officer
All banks
Madam / Dear Sir,
Master Direction on Framework of incentives for Currency Distribution & Exchange Scheme for bank branches including currency chests
In terms of the Preamble to and Section 45 of the Reserve Bank of India Act, 1934 (RBI Act) and Section 35A of the Banking Regulation Act, 1949, Reserve Bank of India issues guidelines / instru...
Continue Reading...
Category :
RBI |
Comments :
0 | Hits : 134
|
![](images/text_strip.jpg) |
|
|