Finance Management
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Posted Date : 16-Feb-2012 , 10:06:08 am | Posted By Mrattunjay
    
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by V S Rama Rao February 14, 2012 Finance Management
Adding zing to the debit card The debit cards versus credit cards war has intensified with IDBI Bank launching its Magic Card for salary account holders. This debit card can also be used as a credit card if you need cash, but at a much lower interest rate than regular credit cards. You can get [...]
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by V S Rama Rao February 13, 2012 Finance Management
When you walk into a store, you are confronted with thousands of varieties of goods that you might buy. Of course, because your financial resources are limited you cannot buy everything that you want. You therefore consider the prices of the various goods offered for sale and buy a bundle of goods that, given our [...]
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by V S Rama Rao January 21, 2012 Finance Management
The buoyant year offered important takeaways for the small investor. I can conclude at some key lessons. Stocks fell, bonds rallied, gold shot up and foreign markets fared better. Diversification really works The biggest lesson of 2011 is also the oldest. It found a forceful reinforcement as the investors, whose portfolios had a wide spread [...]
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by V S Rama Rao January 19, 2012 Finance Management
Why ‘Macroeconomics’ is here when the other write ups are regarding management? Because this comes over and above Demographics. The data from macroeconomics is essentially right from start-up of an industry to marketing of new products. When you finish school and start looking for a full time job, your experience will, to a large extent, [...]
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by V S Rama Rao January 9, 2012 Finance Management
Political philosophers hold various views about what role the government should take in altering the distribution of income. Political debate among the larger population of voters reflects a similar disagreement. Despite these continuing debates, most people believe that, at the very least, the government should try to help those most in need. The government should [...]
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by V S Rama Rao January 5, 2012 Finance Management
Small but regular debits from your savings account or the tardiness of the staff which can no longer be put up, one has to think about changing the Bank. You are not offered the facilities you need or are being charged for those you do not use. It’s time to shift to a bank that [...]
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by V S Rama Rao December 27, 2011 Finance Management
No Risk or Low risk investment options work on the idea that over the next few years, investments in most of the products that have historically given predictable returns will not deviate majorly from such a track record. For example, if one invested in a bank fixed deposit with a yearly return of 10%, then [...]
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by V S Rama Rao December 16, 2011 Finance Management
A long term deposit of money can make us think of different investing methods, which can give consistent, good and positive returns over long periods. When the overall investment environment is dull, deploying money for the long term is the last thing on peoples’ minds. They worry about the losses in their investments and refuse [...]
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by V S Rama Rao December 9, 2011 Finance Management
Investment in small savings schemes floated by the government to invest hard earned money without any pre-checking is no longer true. The interest rates on these schemes are now linked to the government bond yields. An investor will need to assess the future movement of interest rates before committing money to these options. It is [...]
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by V S Rama Rao November 16, 2011 Finance Management
I have taken the case of Tanishq which is one of the most sought after jewellery brand of India and was once struggling hard to maintain its existence in the industry world. What was the story behind the failure followed by the success? In 1995 Titan Industries, the leading manufacturer of watches launched its range of [...]
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by V S Rama Rao October 15, 2011 Finance Management
The idea of starting your own business is exciting, but establishing and running any kind of business requires finance. No matter whether you are launching a small size business or willing to start a business at large level, the first and foremost thing that will occupy your mind is how to finance your business and [...]
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by V S Rama Rao October 3, 2011 Finance Management
Organization budgets are of two kinds: operations budgets and financial budgets. The operating budgets indicate the goods and services the organization expects to consume in the budget period. They usually list both physical quantities (such as barrels of oil) and cost figures.
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