Posted Date : 30-Jan-2013 , 03:03:58 pm | Posted By Vinay Sharma

  Indians are known world over for their regular savings habit. We have imbibed this very healthy habit from our forefathers who practiced it in their own way throughout their life, and lived a safe and satisfactory retired life due to this habit.   ...

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Category : Finance | Comments : 0 | Hits : 6286

Posted Date : 28-Jan-2013 , 06:10:05 pm | Posted By Vinay Sharma

Leverage is very scientific tool in the hand of finance manager . Finance manager uses this tool for making effective financial structure of company . Financial structure is just mix of debt and equity and with help of leverage , finance manager gets fund with effective ratio of debt and equity ....

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Category : Finance | Comments : 0 | Hits : 1081

Posted Date : 05-Dec-2012 , 04:06:36 pm | Posted By Mukul Gulati

How to Earn from Personal Loans   Executive Summary:   Personal loan by some school of thoughts is considered to be untouchable due to its many disadvantages, but some amount of financial modeling can make this very product very useful ...

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Category : Finance | Comments : 0 | Hits : 834

Posted Date : 19-Sep-2012 , 11:40:34 pm | Posted By Mukul Gulati

Financial Modelling Financial modelling means creating an abstract form of a financial decision of an organization.  The decision can be regarding a cost of project, financial planning, discounted cash flow, capital budgeting. Normally financial modelling is done by MBA or financial Ana...

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Category : Finance | Comments : 0 | Hits : 505

Posted Date : 16-Sep-2012 , 10:32:18 pm | Posted By Mukul Gulati

Futures - Backlog of Finance/Stock Market IMPORTANT: This time we thought to write on something different & the first thing that came into our mind was “Futures“. The one who can’t relate to it – It’s the chapter that you will be studying in SFM as well i...

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Category : Finance | Comments : 0 | Hits : 405

Posted Date : 15-Sep-2012 , 08:55:38 pm | Posted By Mohit Gupta

  Today’s senior citizen has many more challenges to face than in days past e.g. the increasing inflation and healthcare costs. They also have to look at the threat of capital erosion and fluctuating interest rates. With smart planning an older couple/individual  can manage th...

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Category : Finance | Comments : 0 | Hits : 1717

Posted Date : 08-Sep-2012 , 12:26:27 pm | Posted By Mukul Gulati

Insurance- a Financial Planner?   Hello everyone. Everyone knows about insurance very well. It is protection against contingencies. If any uncertain event happens then there is an insurance company which will pay a certain amount to us or our nominees. ...

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Category : Finance | Comments : 0 | Hits : 304

Posted Date : 24-Aug-2012 , 11:06:00 pm | Posted By Mukul Gulati

Basic concepts of CMA data Introduction: Credit Monitoring Arrangement (CMA) data is a very important area to understand by a person dealing with finance in an organisation. It is a critical analysis of current & projected financial statements of a loan applicant by the banker. CMA d...

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Category : Finance | Comments : 1 | Hits : 4260

Posted Date : 12-Aug-2012 , 04:09:50 pm | Posted By Vikash Kumar Jha

  What are Retained Earnings? LIFE SUDHARA. is a company based in the City of Mithalanchal. This year, the company generated bountiful profits, amounting to $1000 million. So, the company decided to distribute some profits, to the shareholders. The remaining profits were ...

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Category : Finance | Comments : 1 | Hits : 578

Posted Date : 12-Aug-2012 , 03:27:07 pm | Posted By Vikash Kumar Jha

Application of Funds Complicated Noodles, a company situated in the Patna City, has got funds to run the business. That means money is employed somewhere on the Earth. That’s where Application of Funds comes into the picture. What is Application of Funds? The place where...

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Category : Finance | Comments : 0 | Hits : 360

Posted Date : 08-Jul-2012 , 01:29:38 am | Posted By Rahul Bhardwaj

                                              CREDIT RATING   Credit Rating has assumed an important place in the modern and developed financial markets. It fac...

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Category : Finance | Comments : 0 | Hits : 1459

Posted Date : 04-Jul-2012 , 03:42:46 pm | Posted By Vikash Kumar Jha

Buying a house is a dream cherished by millions of people in our country. But financially speaking, investing Lakhs of hard-earned money in a house requires a through house-hunting exercise. In this article, my efforts to present some important pointers which ones should keep i...

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Category : Finance | Comments : 0 | Hits : 1005

Posted Date : 02-Jul-2012 , 02:27:38 pm | Posted By Vikash Kumar Jha

While starting out on a business endeavour, following a set of rules is crucial for finding success. Without proper rules a business can go spiralling down and without taking too long at it. Following are golden rules that will ensure your success in business. Map it out Map where you...

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Category : Finance | Comments : 0 | Hits : 1274

Posted Date : 23-Jun-2012 , 02:56:36 pm | Posted By Surendra Kumar Dash

An example of money laundering - taken from the movie, "Shivaji- the boss"-   This is a well known and highly appreciated movie of Rajnikanth that attracted the worldwide recognition due to the outstanding concept of the director and the script writer. The protagonist of th...

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Category : Finance | Comments : 1 | Hits : 742

Posted Date : 23-Jun-2012 , 02:54:14 pm | Posted By Surendra Kumar Dash

MONEY LAUNDERING   What is money laundering?   As per the definition of a layman, money laundering is the process of conversion of black money into legal money that is white money. However, this definition is a bit incomplete. Strictly ...

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Category : Finance | Comments : 0 | Hits : 643

Posted Date : 30-May-2012 , 01:53:07 pm | Posted By Rahul Bhardwaj

                                            BOMBAY STOCK EXCHANGE   Bombay stock exchange (BSE) is the oldest stock exchange in india & Asia also.BSE was origina...

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Category : Finance | Comments : 0 | Hits : 1070

Posted Date : 22-May-2012 , 12:46:01 pm | Posted By Anshul Jain

Structured Financial Products is a combination of BOND + DERIVATIVES, Bond part is for Capital Protection and the Derivatives part is for Higher Income and Growth. In Structured Financial Products is specially designed for the Investors choice and taste. It can be used as a par...

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Category : Finance | Comments : 0 | Hits : 428

Posted Date : 18-Apr-2012 , 05:07:03 pm | Posted By INDRANEEL SEN GUPTA

    The three sectors of the Indian economy witnessed slowdown in 2011-12. Moderation in agriculture growth notwithstanding, the year witnessed an all-time high food grains output. The services sector reflected the slowdown in construction, while industrial growth slackened due ...

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Posted Date : 17-Apr-2012 , 01:22:44 pm | Posted By Vikash Kumar Jha

HEDGE FUNDS A HEDGE FUND   is an investment vehicle that pursues absolute returns on its underlying investments which includes Stocks, Bonds, Commodities, Currencies, Derivatives, etc. That applying non-traditional portfolio management techniques such shorting, leverage and so on. ...

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Category : Finance | Comments : 0 | Hits : 347

Posted Date : 26-Mar-2012 , 09:43:34 am | Posted By SHIKHA SONI

  This article is about the basics of investing in shares. It is a well known fact that the markets have outperformed other asset classes such as property over time. Investing in shares offer tax benefits, diversification, flexibility and control over your own financial future. Buying a ...

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Category : Finance | Comments : 2 | Hits : 477