I am CA Manish Gugliya, a practicing Chartered Accountant based in Ratlam, Madhya Pradesh, with more than 20 years of experience in the field of finance and taxation. I am a Fellow Member of ICAI and have also completed DISA and M.Com. I specialize in project report preparation, bank loan advisory, GST consultancy, and income tax matters. Through my work, I have helped many businesses and entrepreneurs in planning, funding, and compliance. I am also actively involved in sharing knowledge through articles, seminars, and online platforms, with the aim of simplifying financial concepts and supporting professionals and business owners.