Government Extends NPS Investment Choices for Central Autonomous Bodies Employees

The Government of India has extended additional investment choices under the National Pension System (NPS) to eligible employees of Central Autonomous Bodies (CABs). The move follows a memorandum issued by the Department of Expenditure, Ministry of Finance, extending the applicability of the Department of Financial Services notification dated 13 November 2025 to CAB employees covered under NPS.

With this decision, eligible employees of Central Autonomous Bodies will now be able to choose from two additional lifecycle-based investment options. These include the Aggressive Life Cycle Fund (LC-75), which allows equity exposure up to 75% for subscribers seeking higher long-term growth, and the Balanced Life Cycle Fund (BLC), which provides equity exposure up to 50% with gradual reduction from the age of 45 years.

The extension is expected to give CAB employees greater flexibility in managing their pension investments according to their risk appetite, financial goals, and retirement planning needs. Administrative Ministries and Departments have been asked to inform the Central Autonomous Bodies under their control about the availability of these new investment options. These choices will be made available through the Central Record Keeping Agency (CRA) system. CA Sansaar