Master Circular on Board of Directors - UCBs
Posted Date : 01-Apr-2025 , 07:41:57 pm | Posted By: CASANSAAR
RBI/2025-26/07
DoR.HGG.GOV.No.1/18.10.010/2025-26
April 1, 2025
The Managing Director/Chief Executive Officer
All Primary (Urban) Co-operative Banks
Dear Sir/Madam,
Master Circular on Board of Directors - UCBs
Please refer to ourMaster Circular DoR.HGG.GOV.No.1/18.10.010/2024-25 dated April 1, 2024on the captioned subject (available at RBI websitewww.rbi.org.in). The enclosedMaster Circular consolidates and updates all the instructions / guidelines on the subject issued ...
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Master Circular on Conduct of Government Business by Agency Banks - Payment of Agency Commission
Posted Date : 01-Apr-2025 , 07:40:15 pm | Posted By: CASANSAAR
RBI/2025-26/06
CO.DGBA.GBD.No.S2/31-12-010/2025-2026
April 1, 2025
All Agency Banks
Madam / Dear Sir
Master Circular on Conduct of Government Business by Agency Banks - Payment of Agency Commission
Please refer to ourMaster Circular RBI/2024-25/07; CO.DGBA.GBD.No.S2/31-12-010/2024-2025 dated April 1, 2024on the above subject. We have now revised and updated the Master Circular which consolidates important instructions on the subject issued by the Reserve Bank of India til...
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Master Circular - Disbursement of Government Pension by Agency Banks
Posted Date : 01-Apr-2025 , 07:38:03 pm | Posted By: CASANSAAR
RBI/2025-26/05
CO.DGBA.GBD.No.S1/31.02.007/2025-26
April 01, 2025
All Agency Banks
Madam/Dear Sir
Master Circular - Disbursement of Government Pension by Agency Banks
Please refer to ourMaster Circular RBI/2024-25/06 dated April 01, 2024on the above subject. We have revised and updated the Master Circular which consolidates important instructions on the subject issued by the Reserve Bank of India till March 31, 2025.
2. A copy of the revisedMaster Circularis enclos...
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Master Direction
Posted Date : 01-Apr-2025 , 07:36:10 pm | Posted By: CASANSAAR
RBI/DCM/2025-26/131
DCM (CC) No.G-1/03.44.001/2025-26
April 01, 2025
The Chairman / Managing Director / Chief Executive Officer
All banks
Madam / Dear Sir,
Master Direction – Scheme of Penalties for bank branches and currency chests for deficiency in rendering customer service to the members of public
In terms of the Preamble to and Section 45 of the Reserve Bank of India Act, 1934 (RBI Act) and Section 35A of the Banking Regulation Act, 1949, Reserve Bank of...
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Master Direction on Penal Provisions in reporting of transactions / balances at Currency Chests
Posted Date : 01-Apr-2025 , 07:34:03 pm | Posted By: CASANSAAR
RBI/DCM/2025-26/130
DCM (CC) No.G-2/03.35.01/2025-26
April 01, 2025
The Chairman / Managing Director / Chief Executive Officer
(All banks having Currency Chests)
Madam / Dear Sir,
Master Direction on Penal Provisions in reporting of transactions / balances at Currency Chests
In terms of the Preamble to and Section 45 of the Reserve Bank of India Act, 1934 (RBI Act) and Section 35A of the Banking Regulation Act, 1949, Reserve Bank of India issues guidelines / instructions...
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Master Circular
Posted Date : 01-Apr-2025 , 07:25:34 pm | Posted By: CASANSAAR
RBI/2025-26/04
FIDD.CO.LBS.BC.No.03/02.01.001/2025-26
April 01, 2025
The Chairman/Managing Director/Chief Executive Officer
SLBC/UTLBC Convenor Banks/Lead Banks
Madam/Dear Sir,
Master Circular – Lead Bank Scheme
The Reserve Bank of India has issued a number of guidelines/ instructions on Lead Bank Scheme from time to time. This Master Circular consolidates the relevant guidelines/ instructions issued by Reserve Bank of India on Lead Bank Scheme up to March 31, 20...
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Master Circular - Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs)
Posted Date : 01-Apr-2025 , 07:22:50 pm | Posted By: CASANSAAR
RBI/2025-26/03
FIDD.CO.GSSD.BC.No.02/09.09.001/2025-26
April 01, 2025
The Chairman/ Managing Director / Chief Executive Officer
All Scheduled Commercial Banks (including Small Finance Banks)
Madam/ Dear Sir,
Master Circular - Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs)
The Reserve Bank of India has, from time to time, issued a number of guidelines/instructions to banks on credit facilities to Scheduled Castes (SCs) & Scheduled Tribes ...
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Master Circular
Posted Date : 01-Apr-2025 , 07:18:31 pm | Posted By: CASANSAAR
RBI/2025-26/02
FIDD.GSSD.CO.BC.No.01/09.01.003/2025-26
April 1, 2025
The Chairman/Managing Director & CEO
Public Sector Banks,
Private Sector Banks (including Small Finance Banks)
Madam/Dear Sir,
Master Circular – Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM)
Please refer to theMaster Circular FIDD.GSSD.CO.BC.No.03/09.01.003/2024-25 dated April 16, 2024on Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM...
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Master Circular on SHG-Bank Linkage Programme
Posted Date : 01-Apr-2025 , 07:16:24 pm | Posted By: CASANSAAR
RBI/2025-26/01
FIDD.CO.FID.BC.No.4/12.01.033/2025-26
April 01, 2025
The Chairman/ Managing Director/
Chief Executive Officer
All Scheduled Commercial Banks
Madam/ Dear Sir
Master Circular on SHG-Bank Linkage Programme
The Reserve Bank of India has, from time to time, issued a number of guidelines/instructions to banks on SHG-Bank Linkage Programme. The enclosedMaster Circularconsolidates the circulars issued by Reserve Bank on the subject up to March 31, 2025, as in...
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Revised norms for Government Guaranteed Security Receipts (SRs)
Posted Date : 29-Mar-2025 , 07:31:02 pm | Posted By: CASANSAAR
RBI/DOR/2024-25/135
DOR.STR.REC.72/21.04.048/2024-25
March 29, 2025
All Commercial Banks (including Small Finance Banks, Local Area Banks and Regional Rural Banks)
All Primary (Urban) Co-operative Banks/ State Co-operative Banks/ Central Cooperative Banks
All All-India Financial Institutions
All Non-Banking Financial Companies (including Housing Finance Companies)
Revised norms for Government Guaranteed Security Receipts (SRs)
TheMaster Direction on Transfer of Loan Exposur...
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Special Clearing Operations on March 31, 2025
Posted Date : 29-Mar-2025 , 07:28:38 pm | Posted By: CASANSAAR
RBI/2024-25/134
CO.DPSS.RPPD.No.S1278/03-01-002/2024-2025
March 28, 2025
The Chairman and Managing Director / Chief Executive Officer
All Scheduled Commercial Banks including Regional Rural Banks /
Urban Co-operative Banks / State Co-operative Banks /
District Central Co-operative Banks / Local Area Banks / Payment Banks /
Small Finance Banks / National Payments Corporation of India
Madam / Dear Sir,
Special Clearing Operations on March 31, 2025
A refere...
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General Notification for Sale and Issue of Government of India Securities (including Treasury Bills and Cash Management Bills)
Posted Date : 27-Mar-2025 , 07:05:29 pm | Posted By: CASANSAAR
RBI/2024-25/133
Ref.No.IDMD.2320/08.01.01/2024-25
March 27, 2025
All participants in the Government Securities market.
Madam / Sir,
General Notification for Sale and Issue of Government of India Securities (including Treasury Bills and Cash Management Bills)
Please refer to ourcirculars IDMD.2592/08.01.01/2017-18 dated April 09, 2018, forwarding therewith a copy of theGeneral Notification F.No.4(2)-W&M/2018 dated March 27, 2018issued by the Government of India for s...
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Gold Monetization Scheme (GMS), 2015 - Amendment
Posted Date : 27-Mar-2025 , 07:02:55 pm | Posted By: CASANSAAR
RBI/2024-25/132
DoR.AUT.REC.71/23.67.001/2024-25
March 25, 2025
Madam/Dear Sir
Gold Monetization Scheme (GMS), 2015 - Amendment
Government of India, vide its press release ID 2115009 dated March 25, 2025 regarding Gold Monetization Scheme (GMS) has decided to discontinue the Medium Term and Long Term Government Deposit (MLTGD) components of GMS with effect from March 26, 2025. Accordingly, any gold deposits tendered at the designated Collection and Purity Testing Centre (CPT...
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Master Direction
Posted Date : 27-Mar-2025 , 06:58:11 pm | Posted By: CASANSAAR
RBI/DOR/2024-25/129
DOR.CAP.REC.No.70/21.06.201/2024-25
March 25, 2025
All Regional Rural Banks
Dear Sir/ Madam,
Master Direction – Reserve Bank of India (Prudential Norms on Capital Adequacy for Regional Rural Banks) Directions, 2025
The Reserve Bank of India has, from time to time, issued several guidelines / instructions / directives on Prudential Norms on Capital Adequacy for Regional Rural Banks (RRBs).
2. To enable RRBs to have current instructions ...
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Master Directions - Reserve Bank of India (Priority Sector Lending
Posted Date : 27-Mar-2025 , 06:53:29 pm | Posted By: CASANSAAR
RBI/FIDD/2024-25/128
Master Directions FIDD.CO.PSD.BC.13/04.09.001/2024-25
March 24, 2025
The Chairman / Managing Director/ Chief Executive Officer
All Commercial Banks including Regional Rural Banks,
Small Finance Banks, Local Area Banks and
Primary (Urban) Co-operative Banks other than Salary Earners’ Banks
Madam/Dear Sir,
Master Directions - Reserve Bank of India (Priority Sector Lending – Targets and Classification) Directions, 2025
The Reserve Bank o...
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Priority Sector Lending Certificates
Posted Date : 27-Mar-2025 , 06:49:44 pm | Posted By: CASANSAAR
RBI/2024-25/131
FIDD.CO.PSD.BC.No.12/04.09.001/2024-25
March 24, 2025
The Chairman / Managing Director/
Chief Executive Officer
[All Scheduled Commercial Banks (including Regional Rural Banks)/ Primary (Urban) Co-operative Banks/ Local Area Banks]
Madam/ Dear Sir,
Priority Sector Lending Certificates
Please refer to para (v) of the Annex tocircular RBI/2015-16/366/ FIDD.CO.Plan.BC.23/04.09.01/2015-16 dated April 07, 2016on the captioned subject.
2. The item...
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Review of Priority Sector Lending (PSL) Target
Posted Date : 27-Mar-2025 , 06:37:00 pm | Posted By: CASANSAAR
RBI/2024-25/130
DOR.CRE.REC.69/07.10.002/2024-25
March 24, 2025
Primary (Urban) Co-operative Banks other than Salary Earners’ Banks
Madam / Dear Sir,
Review of Priority Sector Lending (PSL) Target – Urban Co-operative Banks (UCBs)
In terms of paragraph 3 of thecircular DOR (PCB).BPD.Cir No.10/13.05.000/2019-20 dated March 13, 2020, read with paragraph 2 of thecircular DOR.CRE.REC.18/07.10.002/2023-24 dated June 8, 2023, UCBs are required to achieve an overall PSL ...
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Currency Chest operations on March 31, 2025
Posted Date : 27-Mar-2025 , 06:32:48 pm | Posted By: CASANSAAR
RBI/2024-25/129
DCM (CC) No.S3811/03.51.001/2024-25
March 24, 2025
All Currency Chest (CC) holding banks
Madam / Dear Sir
Currency Chest operations on March 31, 2025
In terms of instructions contained incircular DOR.CO.SOG(Leg)No.59/09.08.024/2024-25 dated February 11, 2025, all branches of the banks dealing with Government receipts and payments are to be kept open for transactions on March 31, 2025 (Monday-Public Holiday), so as to account for the Government transactions...
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Treatment of Right-of-Use (ROU) Asset for Regulatory Capital Purposes
Posted Date : 21-Mar-2025 , 07:43:53 pm | Posted By: CASANSAAR
RBI/2024-25/128
DOR.CAP.REC.No.68/21.01.002/2024-25
March 21, 2025
Dear Sir/Madam,
Treatment of Right-of-Use (ROU) Asset for Regulatory Capital Purposes
Please refer to:
Paragraphs 5.1.25 and 107.2 of the Master Direction - Reserve Bank of India (Non-Banking Financial Company (NBFC) – Scale Based Regulation Directions, 2023 - (definition of Owned Fund and Common Equity Tier 1 (CET 1) capital)
Paragraph 4.1.28 of the Master Direction - Non-Banking Financial Comp...
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Amortisation of additional pension liability - Implementation of Pension Scheme in Regional Rural Banks with effect from November 1, 1993 - Prudential Regulatory Treatment
Posted Date : 21-Mar-2025 , 07:36:23 pm | Posted By: CASANSAAR
RBI/2024-2025/127
DOR.ACC.REC.No.67/21.04.018/2024-25
March 20, 2025
Madam / Sir,
Amortisation of additional pension liability - Implementation of Pension Scheme in Regional Rural Banks with effect from November 1, 1993 - Prudential Regulatory Treatment
In terms of NABARD circular NB.DoS.Pol.HO/2533/J-1/2019-20 dated December 12, 2019, Regional Rural Banks (RRBs) were earlier permitted to amortise their pension liability on account of RRB (Employee) Pension Scheme 2018 o...
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Reserve Bank of India (Financial Statements - Presentation and Disclosures) Directions, 2021: Clarifications
Posted Date : 21-Mar-2025 , 07:33:43 pm | Posted By: CASANSAAR
RBI/2024-25/126
DOR.ACC.REC.No.66/21.04.018/2024-25
March 20, 2025
Madam / Sir,
Reserve Bank of India (Financial Statements - Presentation and Disclosures) Directions, 2021: Clarifications
The Reserve Bank has received queries and suggestions from banks and Indian Banks’ Association (IBA) on certain aspects of disclosures in the notes to accounts to the financial statements as well as on the notes and instructions for compilation of balance sheet specified in the Annex...
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Asian Clearing Union (ACU) Mechanism
Posted Date : 17-Mar-2025 , 06:54:51 pm | Posted By: CASANSAAR
RBI/2024-2025/125
A.P. (DIR Series) Circular No. 22
March 17, 2025
To
All Category-I Authorised Dealer Banks
Madam/ Sir,
Asian Clearing Union (ACU) Mechanism – Indo-Maldives trade
Attention of Authorised Dealer Category – I (AD Category-I) banks is invited to Subclause (a)(ii) of Clause (I) of Sub regulation 2 of Regulations 3 ofForeign Exchange Management (Manner of Receipt and Payment) Regulations, 2023in terms of which trade transactions between ACU ...
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Annual Closing of Government Accounts
Posted Date : 17-Mar-2025 , 06:51:58 pm | Posted By: CASANSAAR
RBI/2024-25/124
CO.DGBA.GBD.No.S1003/42-01-029/2024-2025
March 17, 2025
All Agency Banks
Madam/ Dear Sir,
Annual Closing of Government Accounts – Transactions of Central / State Governments – Special Measures for the Current Financial Year (2024-25)
All Government transactions done by agency banks for the Financial Year 2024-25 must be accounted for within the same financial year.
Accordingly, the following arrangements are put in place to report and ac...
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Implementation of Section 51A of UAPA, 1967: Updates to UNSC
Posted Date : 17-Mar-2025 , 06:48:30 pm | Posted By: CASANSAAR
RBI/2024-25/123
DOR. AML.REC.65/14.06.001/2024-25
March 15, 2025
The Chairpersons/CEOs of all the Regulated Entities
Madam / Dear Sir,
Implementation of Section 51A of UAPA, 1967: Updates to UNSC’s 1267/1989 ISIL (Da'esh) & Al-Qaida Sanctions List: Amendments in 12 Entries
Please refer to Paragraph 51 of the RBIMaster Direction on Know Your Customer dated February 25, 2016as amended on November 06, 2024 (MD on KYC), in terms of which “Regulated E...
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RBI |
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Reporting and Accounting of Central Government transactions for March 2025
Posted Date : 01-Mar-2025 , 06:31:21 pm | Posted By: CASANSAAR
RBI/2024-25/122
CO.DGBA.GBD.No.S954/42-01-029/2024-2025
February 28, 2025
All Agency Banks
Madam/Dear Sir,
Reporting and Accounting of Central Government transactions for March 2025
Please refer toCircular DGBA.GBD.No.S1217/42-01-029/2023-2024 dated March 13, 2024advising the procedure to be followed for reporting and accounting of Central Government transactions including Central Board of Direct Taxes, Central Board of Indirect Taxes and Customs, Departmentalized Ministrie...
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Implementation of Section 51A of UAPA, 1967: Updates to UNSC
Posted Date : 28-Feb-2025 , 12:58:01 pm | Posted By: CASANSAAR
RBI/2024-25/121
DOR.AML.REC.64/14.06.001/2024-25
February 27, 2025
The Chairpersons/CEOs of all the Regulated Entities
Madam/Dear Sir,
Implementation of Section 51A of UAPA, 1967: Updates to UNSC’s 1267/1989 ISIL (Da'esh) & Al-Qaida Sanctions List: Amendments in 01 Entry
Please refer to paragraph 51 of the RBI’sMaster Direction on Know Your Customer dated February 25, 2016as amended on November 06, 2024 (MD on KYC), in terms of which “Regulated E...
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RBI |
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Exposures of Scheduled Commercial Banks (SCBs) to Non-Banking Financial Companies (NBFCs)
Posted Date : 27-Feb-2025 , 06:56:01 pm | Posted By: CASANSAAR
RBI/2024-25/120
DOR.STR.REC.61/21.06.001/2024-25
February 25, 2025
All Scheduled Commercial Banks (including Small Finance Banks but excluding Regional Rural Banks and Payments Banks)
Madam / Dear Sir,
Exposures of Scheduled Commercial Banks (SCBs) to Non-Banking Financial Companies (NBFCs) – Review of Risk Weights
In terms of Paragraph 2.B of thecircular ‘Regulatory measures towards consumer credit and bank credit to NBFCs’ dated November 16, 20...
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Review of Risk Weights on Microfinance Loans - RBI
Posted Date : 26-Feb-2025 , 11:18:14 am | Posted By: CASANSAAR
RBI/2024-25/119
DOR.CRE.REC.63/21.06.001/2024-25
February 25, 2025
All Commercial Banks (including Small Finance Banks, Local Area Banks and Regional Rural Banks) excluding Payments Banks
Madam / Dear Sir,
Review of Risk Weights on Microfinance Loans
I. Commercial Banks (including Small Finance Banks but excluding Regional Rural Banks and Local Area Banks)
In terms of para 5.9.1 of‘Master Circular on Basel III – Capital Regulations’ dated April 01, 20241, as ...
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Review and rationalization of prudential norms
Posted Date : 25-Feb-2025 , 02:26:32 pm | Posted By: CASANSAAR
RBI/2024-25/118
DOR.CRE.REC.62/07.10.002/2024-25
February 24, 2025
All Primary (Urban) Co-operative Banks
Madam / Dear Sir,
Review and rationalization of prudential norms - UCBs
Reserve Bank has, from time to time, prescribed various prudential norms for Urban Co-operative Banks (UCBs) for enhancing their financial soundness and resilience. Some of these prudential norms have been issued with a view to reducing credit concentration risk, reducing exposures to sensitive sectors,...
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Reserve Bank of India (Forward Contracts in Government Securities) Directions, 2025
Posted Date : 22-Feb-2025 , 01:17:04 pm | Posted By: CASANSAAR
RBI/2024-25/117
FMRD.DIRD.16/14.03.042/2024-25
February 21, 2025
To
All Eligible Market Participants
Madam/Sir,
Reserve Bank of India (Forward Contracts in Government Securities) Directions, 2025
Please refer topress release dated December 28, 2023, regarding issuance of draft Directions on Bond Forwards for public feedback.
2. Based on the feedback received from the market participants, the draft Directions have been finalised and the Reserve Bank of India (Forward Contrac...
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