| Notification Detail :
RBI/DoR/2024-25/125
DoR.FIN.REC.No.55/20.16.056/2024-25 January 06, 2025
All Commercial Banks including Small Finance Banks, Local Area Banks and Regional
Rural Banks and excluding Payment Banks
All Primary (Urban) Co-operative Banks/ State Co-operative Banks/ Central Co-
operative Banks
All India Financial Institutions (Exim Bank, NABARD, NHB, SIDBI and NaBFID)
All Non-Banking Financial Companies including Housing Finance Companies
All Asset Reconstruction Companies
All Credit Information Companies
Dear Sir/ Madam,
Master Direction – Reserve Bank of India (Credit Information Reporting) Directions, 2025
The Reserve Bank of India (RBI) has, from time to time, issued several instructions /
directives to its regulated entities (REs) on credit information reporting.
2. The enclosed Master Direction – Reserve Bank of India (Credit Information
Reporting) Directions, 2025 consolidates the instructions issued to REs on reporting of
the credit information.
3. These Directions are issued by RBI in exercise of the powers conferred under
Section 11 of the Credit Information Companies (Regulation) Act, 2005.
Yours faithfully,
(J. P. Sharma)
Chief General Manager
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