Notification Detail :
RBI/2025-26/62
DoR.SOG (DEA Fund) No.37/30.01.002/2025-26
June 25, 2025
Madam / Dear Sir
The Depositor Education and Awareness (DEA) Fund Scheme, 2014 – Revised Operational Guidelines
The Depositor Education and Awareness (DEA) Fund Scheme, 2014, prescribes the process to be followed by the banks for transfer to and claim of the amounts transferred to DEA Fund, including submission of various returns.
2. Instructions have been issued to banks from time to time in the form of operational guidelines since 2014. A review has recently been carried out to consolidate and rationalise the extant instructions. The revised instructions are provided at Annex.
3. These instructions are issued in exercise of powers conferred under Sections 26A and 35A of the Banking Regulation Act, 1949, and are applicable to all the banks covered under the DEA Fund Scheme, viz., Commercial Banks (including RRBs, LABs, SFBs and PBs) and all Co-operative Banks.
4. The instructions shall come into effect from October 01, 2025.
Yours faithfully
(Sunil T S Nair)
Chief General Manager
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